A commercial bakery owner told me once that her business never actually failed because it stopped being profitable. It failed, eventually, because she kept waiting one more month to address a cash flow gap that everyone around her insisted would resolve itself. It never did, not because the underlying
A commercial bakery owner told me once that her business never actually failed because it stopped being profitable. It failed, eventually, because she kept waiting one more month to address a cash flow gap that everyone around her insisted would resolve itself. It never did, not because the underlying
Physicians are among the highest-paid professionals in the United States. They are also among the most heavily taxed. The combination of high marginal federal rates, the additional 0.9% Medicare surtax on earned income, the 3.8% net investment income tax, state income taxes in most jurisdictions, and the inability to
By: Alyssa Jones Many Christian leaders believe they are running their organizations on mission, strategy, and faith. Dr. Dave Jones spent 25 years building a Christian advertising agency before he was willing to admit that was not always true, and that the real operating system running most faith-based organizations
Governor Kathy Hochul announced on August 7 that the Metropolitan Transportation Authority is seeking contractors to design, construct, and fully rehabilitate the Chambers Street JZ subway station in Lower Manhattan, a 113-year-old stop on the National Register of Historic Places that has become one of the transit system’s most
You don’t want to rush into choosing the right IT Company. Today, technology touches almost every part of a business, including communication, accounting, customer service, file storage, cybersecurity, and remote working. When these systems work properly, employees can focus on what they are supposed to do. However, even a
Technology is now a necessary part of today’s organizations for communication, data storage, customer service, accounting, research, and day-to-day operations. When systems fail, even a short interruption can mean lost productivity and avoidable costs. The use of a professional IT Support Company provides a business with access to specialists
Film at Lincoln Center announced on Wednesday the 32 films selected for the 64th New York Film Festival’s main slate, running Sept. 25 to Oct. 12, with James Gray’s “Paper Tiger” opening the festival and Ava DuVernay’s “14th” closing it. Tony Gilroy’s “Behemoth!” will serve as the centerpiece gala
New York City runs on volume. With roughly 310 hospitals spread across its five boroughs, the city has one of the densest concentrations of healthcare facilities in the country. That density brings constant churn in the supply chain, since every one of those facilities, along with hundreds of clinics,
When Joel Yi was invited to speak at Harvard University, he brought a message that has become the through line of his work. Artificial intelligence is valuable only when it is actually used. For an audience surrounded by some of the most discussed ideas in technology, the founder of
Mayor Zohran Mamdani and Department of Finance Commissioner Richard Lee extended the exemption application deadline for New York City’s new pied-à-terre tax from August 21 to September 18, giving property owners nearly a full additional month to prove their homes are primary residences. The announcement on Saturday, August 1,
By: Audrey Denise Cachuela Every foster care story gets told in statistics. Close to one-fifth of the U.S. prison population has a foster care background (Source: Bureau of Justice Statistics, 2016), and between 31% and 46% of youth who age out of the system will experience homelessness by the
New York City’s crackdown on deceptive tipping practices by app-based delivery platforms has put an estimated $104 million in additional tips into the pockets of delivery workers since January 2026, according to a city report released on July 29. The enforcement of Local Laws 107 and 108, which mandate
The arrival of a newborn is often described as one of life’s happiest moments. However, it also brings exhaustion, uncertainty, and emotional strain, especially during the early months. For more than three decades, Erin Carroll-Manning has helped families through this time period and beyond. She is the founder of
New York contractors have logged 63 reviews on a professional intelligence platform for the trades, placing the state second among all states on that platform, behind only California, and a companion survey of the industry offers a window into what’s driving tradespeople to formally document their work experiences at
By: Audrey Denise Cachuela Laura Simms watches smart, capable professionals get better and better at running in the wrong direction. She founded Your Career Homecoming and coaches high achievers across tech, media, government, and the arts. They sharpen their résumés, polish their LinkedIn profiles, and use every tool available
By: Rachel Adler For decades, few dental procedures have carried a reputation as intimidating as the root canal. Simply hearing the words can make many patients anxious, often because of stories passed down from family members or experiences that occurred years before modern dental technology became the standard. According
Manhattan’s office to residential conversion Manhattan pipeline has surged to 44 projects totaling 15.2 million gross square feet as of the first quarter of 2025. The 467-m property tax exemption program, enacted in 2024, is driving the acceleration by offering tax relief in exchange for setting aside affordable units.
Choosing the right working capital loan is not simply choosing the lowest rate. It is matching the product structure, the lender’s qualification model, and the total cost of the financing to the specific need, the specific business cash flow pattern, and the specific timeline of the use case. This
The bank is no longer the only credible source of working capital for small businesses, and for many businesses it has not been the right source for years. Understanding how online unsecured working capital works, why it exists, and how to access it on competitive terms is the practical
Most business owners treat AI like a smarter search engine: open a chat window, type a question, close the tab. According to Dr. Connor Robertson, founder of Elixir Consulting Group and host of The Prospecting Show, that approach does not move the needle. In his framework, a true AI
By: Kate Sarmiento Most conversations about preparing students for the future seem to start in high school. Which STEM courses should they take? Which programming language should they learn? Which university will give them the best shot at landing a job in artificial intelligence? Spirit of Math believes those
Mayor Zohran Mamdani on July 22 named veteran city administrator Anthony Shorris as president and CEO of the New York City Economic Development Corporation and former Federal Trade Commission Chair Lina Khan as chair of the NYCEDC board of directors. The dual appointment ends a seven month search for
When homeowners picture a renovation gone wrong, they usually imagine broken timelines, budget overruns, or contractors disappearing midway through a project. Yet according to architects who regularly work throughout New York City, many of the biggest renovation problems begin long before demolition ever starts. The first mistake is often
By: Bridget Mulroy Homesickness has a curious way of announcing itself. It doesn’t always arrive on birthdays or at Christmas. It isn’t necessarily triggered by a familiar song or an old photograph tucked inside a drawer. More often than not, it catches you completely unprepared. Mine tends to appear
The online business loan process in 2026-2027 takes two to five minutes to start and can be completed within hours. Understanding the full process before beginning, including what happens at each stage, what the lender is evaluating, and what actions optimize each step, converts a potentially anxious experience into
Opening a brick and mortar business in New York City requires navigating permits, licenses, and inspections across multiple city agencies, each operating on separate timelines with no single point of accountability. With roughly 180,000 small businesses employing approximately one million New Yorkers, the permitting system touches a significant share
New York small business owners reported lower confidence than their national counterparts in three fundamental economic categories, the National Federation of Independent Business revealed in a state-specific report released July 9. The findings land as the NYC Comptroller’s July economic outlook flagged persistent inflation, a tourism season that underperformed
The question of whether a business line of credit or an unsecured working capital advance builds better long-term capital access is one of the most practically consequential financing structure decisions a small business owner makes, and the answer depends entirely on how each is used rather than on the
Ewart Chin – Actor, Producer, and Co-Founder of Bowfin Lane Entertainment International fashion producer Serge Tagro believes that careers in fashion are built through relationships long before they are built through recognition. As founder of RunwayDiamonds, he has developed an international platform where networking is not treated as a
The ASEAN Technology Cooperation & Development Summit 2026, or ATCDS 2026, will be held from 29 to 31 October 2026 at the Malaysia International Trade and Exhibition Center (MITEC) in Kuala Lumpur. Under the theme “Connecting Innovation, Building Shared Prosperity,” the summit is designed as a ministerial-level platform linking
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