Ivonne “La Reyna del Credito” Arvizu is an immigrant who became a financial consultant, credit repair advocate, and spokesperson. With over 18 years of experience, she has played a vital part in the financial success stories of a lot of people, working with clients from various fields—celebrities, real estate agents, police officers, doctors, lawyers, and thousands more—who have benefited from her extensive knowledge in improving their credit score and, by extension, their financial lives. “The Queen of Credit” has dedicated a significant part of her life to helping the Latino community especially by educating them about their credit and finances through a series of Spanish programs on radio and television.
Ivonne Arvizu came from a poor background. Her family immigrated to the United States with the hopes of fulfilling the American dream. She cites her mother as her inspiration, as she worked three jobs meticulously to purchase a home. However, she became a victim of bad credit and was forced to postpone her dream of owning a home for years because she had misjudged the credit system in the United States to work in the same way as her home country. That pain and disappointment would become a driving force in Ivonne’s life, propelling her to graduate with honors, purchase her own home at 20, and secure jobs as a high-ranking employee for two banks.
“Bad credit is like death,” She says. “It does not discriminate against anyone.” Her time at the bank made her realize that most people, like her mother, ended up with bad credit due to a lack of knowledge. La Reyna del Credito took it upon herself to hold seminars educating people on how to improve their credit. Regrettably, this action met with disapproval from the bank’s officials—citing a conflict of interest—and she decided to resign and begin her own company focused on helping anyone with financing and credit repair needs. Thus, La Reyna del Credito was born.
During the last couple of years, La Reyna del Credito has held myriads of free seminars to help immigrants understand the difference between the credit systems of other countries and that of the United States. She has been instrumental in promoting educational programs on Christian radio stations like Radio Inspiracion, Radio Nueva Vida, Klove, ESPN, and other networks with Lieberman broadcasting and Entravision communications radio division. She has also been featured on Telemundo and Univision.
Ivonne Arvizu utilizes her unique program that is reputed among all those she has helped, guaranteeing the mortgage credit score within days. Her team of highly trained specialists works to give updates in real-time to each client throughout the process rather than automated responses. The Credit Queen takes pride in her integrity, knowledge, and capabilities, working to complete all that is required within 21, 30, or 45 business days, depending on the agreement with the client. This has proven to be of essential help to those looking to purchase a home or refinance as soon as possible.
Ivonne Arvizu has become the darling of real estate agents and loan officers, and she is currently affiliated with most of the top names in the real estate space and consistently helped more than 1,000 people become homeowners yearly.
La Reyna del Credito, in the coming years, plans to push the Latino community to be more conscious of their credit scores and to help them develop a plan that grants them financial stability even after retirement.